About Us

Winner of the HTS (HSBC Technology Services) Platinum League Award for the Best Team in "Joined Up - II category"--- Business Leadership Award (H2, 2009) Shukran Award - 2008 for outstanding work in HSBC Dubai (Middle East) Shine Award 2008 from HSBC Sheffield (UK)

Anuj Kacker is the COO & Co-founder of MoneyTap – India’s first app-based credit line. MoneyTap is Anuj’s second stint as an entrepreneur. Prior to MoneyTap, Anuj was the co-founder of SkillWiz, a skill assessment platform, which later pivoted to Tapstart- a job discovery platform. Before starting his entrepreneurial journey, Anuj spent 5 years in advertising and worked for Lowe and JWT. After completing MBA in 2008, he spent another 5 years in the telecom industry largely in marketing, sales and distribution roles. He is a St. Xavier's, Mumbai graduate in Mathematics and holds an MBA degree from ISB, Hyderabad with a dual major in Marketing & Finance.

12+ years of experience in consumer and business unsecured credit Previously held various senior positions in analytics, marketing, strategy and credit risk at Capital One (>7 Years) MBA from London Business School, MSc. from the London School of Economics and has a degree in Mathematics from St. Stephen’s College

Digitally driven Consumer and MSME lending. Distressed real estate investments. Housing Loans, Corporate loans, Real Estate loans. Angel and pre-A fintech investing. Fixed Income trading including US MBS, rates and volatility. Proprietary and customer-focused.

Harshvardhan Lunia is the co-founder and CEO at Lendingkart. He is a Chartered Accountant and has completed his Post Graduation from the prestigious ISB (Indian School of Business, Hyderabad). Harshvardhan had about a decade of experience in corporate banking before he embarked on an entrepreneurial route. He started his career with large private sector and multinational banks in their small loan divisions. He has worked with top companies like ICICI Bank, Standard Chartered Bank and HDFC Bank. Early in his career, he was intrigued by the passion of small business owners who in spite of being creditworthy were not served by existing lenders. Additionally, he understood the anxiety one went through waiting for credit decisions to come through, which, in banks can take months. This is what spurred him to do something of his own in this sector, replete with opportunities. In December 2010, he launched Domestic Finance & Investment Private Limited. Lendingkart was incorporated in April 2014 with a vision to provide financing solutions to those who are creditworthy but would be overlooked by traditional financial institutions.

Co-founded KapitalTech in 2014 and grew it to a 1000 Crore lending company

• Previously conceptualized a Pay-day Loan model for an organized microfinance play for a billion dollar industrial group.
• Worked with Deloitte Touche Tohmatsu; involved in the financial due diligence of multiple cross-border M&A transactions.
• Holds a degree in Economics from the university of Warwick.

Co-Founder & MD at Capital Float Engagement Manager at McKinsey & Company September 2008 - August 2010 (2 years) Business Analyst at McKinsey & Company September 2006 - August 2008 (2 years)

Siddharth is the Co-Founder and COO at Indifi Technologies Private Limited. Indifi started in June 2015 and is creating a platform to enable access to debt financing for small businesses. Prior to co-founding Indifi, Siddharth has worked for over 14 years with various renowned financial services organizations in Credit Underwriting and Risk Management functions. Experience in underwriting across various products like Mortgages, Commercial Lending, Secured and Unsecured SME Financing, Small Ticket Housing Finance to informal segment and Microfinance

Business Head with entrepreneurial background and experienced in a full range of operations including enterprise sales, sales management, marketing planning, product management, strategic and tactical business planning, customer relation management and human resource management specially in the digital media space and start-up companies. Proven achievements in sales, marketing, team management and operations for the last 16 years. Extensive experience in starting, managing and heading start up organizations. Have received awards and recognition for performance. Have been instrumental in turning around loss making divisions and cities into profit making ventures. Have excellent client management skills. Proven expertise in key account management and client retention. Proactive leader with refined business acumen and exemplary people skills. Facilitate a team approach to achieve organizational objectives, increase productivity and enhance employee moraleConsultative selling directly to C-Suite level executives at major IT MNCs, Start-up firms and SME organsiations. Sold Products and Services Solutions which included technology, HR & financial services

Manish Lunia is a Co-Founder @FlexiLoans.com, one of India’s leading technology-based digital lending fintech platform. With over 20+ years of experience across a wide range of Financial services ( Lending, Broking, Wealth Management), Mergers and Acquisitions and Telecom, Manish has worked with formidable corporations like the TATA, Aditya Birla and BPCL. Manish leads the Credit, Collections, Legal and Strategic Projects @ FlexiLoans. Manish contributes a significant amount of his time and efforts by participating in various representations towards the development and advancement of the fintech industry in India. He is a co-chair for Fintech at FICCI and is the Secretary for Digital lenders association of India (DLAI). He is an ardent follower of the Fintech ecosystem around the world. Manish is a Rank holder Chartered Accountant(ICAI),Dean’s Lister MBA from Indian School of Business (ISB- Hyderabad) and a Master of Commerce degree holder in the field of Accounting and Statistics.